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Could Elon Musk Be Paying Your Social Security Check?

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Musk now has access to the US Treasury payment system, which handles Social Security checks. Will your check be on time? Will your data be safe?

Elon Musk isn’t just the world’s richest person. He’s also a man who may now have access to every single taxpayer’s personal financial data.

On Jan. 31, Treasury Secretary Scott Bessent granted members of the Department of Government Efficiency (DOGE), including Musk, access to the U.S. Treasury’s federal payment system. This system disburses trillions of dollars each year for programs that include Social Security and Medicare. It’s unclear what happens next.

With this move, Musk has effectively gained access to the federal government’s checkbook. As a result, Musk, tasked with cutting wasteful spending, has attained a level of control that many find unsettling.

The decision to grant Musk access to the Treasury’s payment system was not without controversy either. Last week, David Lebryk, a top Treasury official who worked there for decades, was ousted after aiming to block Musk’s access. He was initially put on leave and subsequently announced his retirement.

Democrats push back

Senate Finance Committee Ranking Member Ron Wyden (D-Ore.) questioned the decision to grant Musk access to the federal payment system. In a Jan. 31 letter, he stated, “I can think of no good reason why political operators who have demonstrated a blatant disregard for the law would need access to these sensitive, mission-critical systems.”

Wyden also expressed concern that the mismanagement of the federal payment system could threaten the full faith and credit of the U.S., a concern echoed in a February 2 letter from Senator Elizabeth Warren (D. -Mass) to the new Treasury secretary. Wyden noted that Musk was not only denied high-level security clearance but that his business dealings overseas could put the U.S. at greater risk of a cybersecurity attack.

When asked about Musk’s control of the U.S. Treasury payment system, President Donald Trump said, “We’ll give him the approval when appropriate; where not appropriate, we won’t.”

Americans have questions

Last week, the White House was blocked from freezing federal grants and loans. Now, the concern shifts to other government programs Musk may or may not have the power to control. Here are a couple of the more pressing questions consumers will likely have.

Will you get your Social Security check on time?

Millions of Americans depend on Social Security’s regular payments, which are processed through the Treasury payment system. There’s no reason to believe your next Social Security check will be late due to the change in management. However, there is little information about how DOGE intends to run the Treasury system.

There’s also no indication that Musk’s team will stop your Social Security check. According to The New York Times, Musk intends to focus cost-cutting efforts on blocking improper payments across government agencies rather than stopping individual checks.

Democrats vowed to protect Social Security and other payments with a bill. “We must protect people’s Social Security payments, their Medicare payments, tax refunds, from any possible tampering by DOGE or any other unauthorized entities,” Senate Minority Leader Chuck Schumer (D-NY.) said at a press conference on Monday.

Of course, the most significant risk to Social Security is its funding shortfall, as older Americans retire in droves and the program’s trust funds dwindle. There are no easy fixes. Potential solutions — including benefit cuts, raising the retirement age and tax increases — are politically difficult to enact. However, President Trump has statedthat he will not touch Social Security.

That said, the Social Security Administration’s Office of the Inspector General found that between fiscal years 2015 and 2022, the agency lost almost $72 billion to improper payments, most of which were overpayments. Getting overpayments returned to Social Security fits within Musk’s stated goal of blocking improper payments, though it would have only a marginal effect on the Social Security funding shortfall.

Is your personal data safe?

In theory, Musk and his team now have access to every American’s Social Security number and, in many cases, their banking information. However, the team is still bound by the law, which means any attempt to use that information for commercial or other purposes would likely result in legal challenges from Congress.

What’s less clear is that this new, unidentified team will protect Americans’ data security.

Unfortunately, identity theft is rampant, and Americans need assurances that government data is secure. Musk has been criticized for poor privacy and security decisions at some of his companies. For example, Tesla, has a spotty record when protecting user data.

Musk has floated the idea of using blockchain technology to track government payments and, ideally, to improve efficiency. Blockchain helps make payments more transparent and immutable, offering real benefits for tracking transactions. Some municipalities within the U.S. have piloted blockchain initiatives. However, this technology is still relatively young, and it’s hard to know what kind of privacy issuesmight arise from its use in tracking the largest payment system in the world.

Whether you’re a fan or a detractor of Elon Musk, ultimately, he is a private citizen who’s been handed the key to an unfathomably large vault. We are in uncharted territory.

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Maurie Backman

Maurie Backman is a freelance contributor to Kiplinger. She has over a decade of experience writing about financial topics, including retirement, investing, Social Security, and real estate. She has written for USA Today, U.S. News & World Report, and Bankrate. She studied creative writing and finance at Binghamton University and merged the two disciplines to help empower consumers to make smart financial planning decisions.

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How Yakubu Gowon found himself in the Army

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How Yakubu Gowon decided to enter the Army is quite interesting. Encouraged by his British Principal and Vice-Principal to go military, he was nevertheless torn between a career in the Army and competing options as a teacher, engineer, or physician. So he wrote out the options on little pieces of paper placed them inside a Bible and prayed. Then, with his eyes closed, he opened the Bible and picked one at random. It was the Army.

Throughout his military career he would repeatedly approach issues with a r!fle in one hand and a Bible in the other. Years later he would come to be regarded by most as a model of a “kinder, gentler” soldier. Some have nicknamed him “The Preacher”.

In 1954, after passing an entrance examination, he attended several interviews before being sent to the Regular Officers Cadet School at Teshie in Ghana – along with Patrick Anwuna, Alexander Madiebo, Michael Okwechime and Arthur Unegbe. This was followed by a course at Eton Hall in Chester, UK, followed by formal cadet training at the Royal Military Academy, Sandhurst (RMAS). He was a Cadet Sergeant at the RMAS and was commissioned 2/Lt in December 1956. It was at the RMAS that he acquired the nickname “Jack,” the closest sound to “Yakubu” his British instructors could think of.

The above is part of a piece put lol together by Nowa Omoigui, Nigerian military historian and cardiologist.

Gowon later became Head of State and had one of the most troubling dispensation in the history of Nigeria. He was removed from office in 1975 by Murtala Muhammed.

On how he survived immediately after his removal from office, he said in an interview:

“I can say with absolute authority that I may not have anything today, but honestly, at least I have a clear conscience. I thank Idi Amin and (Gnassingbé) Eyadema for the help they gave me to have money to start off with.”

Ethnic African Stories

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FLORA NWAPA

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The Imo State born writer and teacher who is largely referred to as the “mother of African Literature”, was the first African woman to publish a novel in English.

Flora belived that African women were unjustly portrayed (in the books of her male counterparts) as people who were doubly malleable, as people who didn’t have even a vestige voice of their own: people who must, for instance, eat fufu not exactly because they wanted to eat fufu but because men insisted that they eat fufu, people who must live in the shadows of men… So she basically did the opposite of this in her books where she gave women prime places, using her pen to unfold to the whole world, in concrete clarity, what she believed ought to be the generally accepted societal ethos.

She celebrated the strength, tenacity and courage of African women, told their success stories in glittering terms, and sang their praises to the stratosphere.

She was born January 13, 92 years ago in Oguta – Imo State, and passed away on October 13, 1993, after enduring a server bout of pneumonia.

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Olorogun Michael Ibru (1930–2016): The Visionary Behind a West African Business Empire

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Michael Ibru was a pioneering Nigerian entrepreneur, philanthropist, and founder of the Ibru Organisation, one of the most influential business groups in West Africa. His life reflects ambition, discipline, and the transformation of opportunity into a diversified empire.

Early Life and Background

Born in 1930, Michael Ibru hailed from Agbarha-Otor, near Ughelli.
He was the eldest of seven children in a prominent family. His mother was the daughter of the wealthy Ovedje Osadjere of Olomu, which placed him within a lineage of both traditional influence and commercial awareness.
Growing up in the Niger Delta region, young Ibru was exposed early to trade, mobility, and the importance of enterprise in coastal and riverine communities.

Education and Formative Years

A defining stage of his early life was his education at Igbobi College Yaba, one of Nigeria’s most prestigious secondary schools at the time.
At Igbobi College, Michael Ibru distinguished himself not only academically but also in leadership, eventually serving as Senior Prefect. This position reflected his discipline, influence, and ability to lead peers—qualities that later shaped his business career.
His time at the institution helped refine his worldview and exposed him to structured education during a period when Nigeria was still under colonial administration.

Early Career and Exposure to Business

After completing his studies, he briefly worked with the United Africa Company (UAC), one of the most powerful trading firms operating in West Africa at the time.
This experience exposed him to:

Large-scale import and export systems

Corporate structure and logistics

Commercial distribution networks

However, rather than remain in salaried employment, he chose the path of entrepreneurship—a decision that would redefine his life and legacy.

The Birth of a Business Empire

In 1956, Michael Ibru founded a frozen fish business.
At the time, frozen food distribution was still relatively new in Nigeria, and Ibru identified a gap in the market: the need for affordable, preserved protein sources in urban centres.
His venture quickly expanded due to:

Strong demand for fish in growing cities

Efficient supply chain management

Strategic importation and distribution systems

This modest beginning became the foundation of what would evolve into the Ibru Organisation.

Expansion into a Conglomerate

Over time, the Ibru Organisation grew into a diversified business empire spanning multiple sectors, including:

Food and seafood processing

Aviation and logistics

Hospitality and real estate

Finance and banking

Oil and marine services

Media and publishing

Agriculture and industrial production

The group became one of the largest family-owned conglomerates in West Africa, with numerous subsidiaries operating across Nigeria and beyond.
Rather than relying on a single industry, Michael Ibru built a multi-sectoral business model, which helped the organisation withstand economic fluctuations and remain competitive for decades.

Leadership Style and Business Philosophy

Michael Ibru was widely regarded as a strategic thinker who believed in:

Identifying unmet market needs

Investing in scalable industries

Building long-term institutional structures

Empowering family-led continuity in business

His leadership approach combined traditional values with modern corporate thinking, allowing the Ibru Organisation to grow into a structured enterprise rather than a short-term venture.

Philanthropy and Social Impact

Beyond commerce, Michael Ibru was deeply committed to philanthropy.
His contributions included:

Support for education and scholarships

Community development initiatives

Investment in youth empowerment

Assistance to local infrastructure and social welfare projects

He believed that business success should translate into societal progress, particularly in education and opportunity creation.

Legacy of the Ibru Organisation

The Ibru Organisation remains one of Nigeria’s most recognised business groups, continuing to operate through various subsidiaries across sectors.
Its legacy is defined by:

Industrial diversification

Private sector growth in post-independence Nigeria

Family-led business continuity

Contribution to West Africa’s economic development

From a young student at Igbobi College Yaba to the founder of a continental business empire, Michael Ibru represents the story of vision, risk-taking, and entrepreneurial excellence.
His journey shows how observation, opportunity, and courage can transform a simple idea—like frozen fish distribution—into a legacy that shaped industries across Africa.

Source

Biographical and historical records on Michael Ibru

Public information on the development of the Ibru Organisation

Educational history of Igbobi College Yaba

Historical context of Nigerian post-colonial entrepreneurship and trade development

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